Privacy

PRIVACY POLICY

 Last Updated: February 2022

 Bankruptcy Attorney Directory , LLC, and our affiliated businesses (collectively, “Bankruptcy Attorney Directory,” “we,” “our”) are committed to being responsible custodians of the personal information that we collect in the course of operating our business as a provider of credit repair and other services for clients.

 This Privacy Notice (“Notice”) describes how we collect, use, share, or otherwise process personal information as a data controller in the course of operating our business, particularly in association with our marketing and business development practices and the operation of our main website (www.bankruptcyattorneynearme.com, and our other digital properties that may link to this Notice, including any other websites, social media, mobile applications, and/or digital communications (collectively, “Digital Services”).

 While we may also process personal information during our representation of a client, such processing is performed on behalf of and at the direction of our client, subject to our client agreements, and is not covered by this Notice.

 “Personal information” as used in this Notice means information that identifies, relates to, describes, or can reasonably be linked, directly or indirectly, to a specific natural person. It does not include information that is considered anonymous, de-identified, or aggregated by applicable law.

 This Notice covers the following topics:

1. The Types of Information We Collect
2. How We Use the Information We Collect
3. How We May Share the Information We Collect
4. Grounds for Processing Your Information
5. Third-Party Services and Content
6. Protection and Storage of the Information We Collect
7. Your Choices and Rights
8. How to Contact Us
9. Changes to this Privacy Policy
10. Cookies Practices

1. The Types of Information We Collect

The types of personal information we collect about you depend on your interactions with us and are described below.

Information You Provide to Us

We collect personal information that you provide to us. For example, we may collect personal information when you contact us, request that we send you any newsletters or other materials, register for a webinar or event, fill out a form, respond to a survey, comment on a blog, or otherwise communicate with us.

Depending on the context of your interactions with us, the categories of personal information we may collect from you include:

• Unique Identifiers that we can use to identify you as a unique individual, such as your name, telephone number, postal or e-mail address, social media identifiers, signature, and government issued identification numbers (such as your social security number or passport number). If you have registered with a Digital Service, we may also collect your account username and password. 
• Credit Card and other Payment Information that we can use to process your payments to us if you are a client or customer, including but not limited to credit card numbers, expiration dates, PIN codes and bank account information.

• Demographic Information, which may include sensitive personal information or information about protected classifications, such as your age, gender, race, sexual orientation, marital status, or veteran status.

• Professional and Educational Information related to your occupation, such as your current or previous employers, your job title, or other information about the organization with which you are affiliated. You might also provide information about your professional qualifications or your education, such as degrees, fields of study, the institutions you’ve attended, languages, professional memberships, qualifications, and certifications.

• Health Information, such as accessibility requirements and dietary restrictions.

• Geolocation Information, such as your city, state or province, and country. When you access the Digital Services, we may collect precise geolocation information if you permit the Digital Services to access such information so that we may provide you with content based on your location and your proximity to our offices.

• Audio and Visual Information, such as your voice and likeness as captured in photographs, video, or audio recordings if you attend our events, visit our offices, or leave us a voicemail.

• User Content, such as comments or other material you post to our social media pages, blogs, or other forums on our Digital Services.

• Preferences, such as your stated interests, how frequently you wish to receive our newsletters, or other communications.

• Any other information you choose to provide.

 You generally can use our Digital Services without providing us with personal information, though we may still collect personal information automatically as described in the next section.

 Information We May Collect Automatically or Generate

 We may automatically collect and generate information from and about you when you interact with us or our Digital Services, which may include the following categories of personal information:

• Unique Identifiers:  We might automatically collect information that uniquely identifies you or the device through which you interact with our Digital Services, such as your name, e-mail address, username, social media identifiers, IP address, and device and mobile advertising identifiers.

• Device Information:  We might automatically collect information pertaining to the device through which you interact with our Digital Services, such as the type of device used to interact with the Digital Services, that device’s operating system and version, your browser type.

• Interaction Information:  We might automatically collect information about your interaction with our Digital Services, such as the content you view and features you access on our Digital Services, the pages you view immediately before and after you access our Digital Services, whether and how you interact with content available on our Digital Services, and the search terms you enter on our Digital Services. We might also collect information about the events and materials in which you have indicated interest or for which you have registered or requested.

• Geolocation Information:  We might automatically collect information regarding your location, such as your ZIP code, city, state or province, country, or general geographic location as derived from your device data (such as your IP address).

• Inferences drawn from your interactions with our Digital Services, the events you choose to attend, or any of the other personal information available to us.

• We and our service providers or third parties engaged on our behalf may use cookies and similar tracking technologies (collectively, “Cookies”) to collect information from and store information on your device when you use, access, or otherwise interact with our Digital Services. For information about how we use Cookies and the choices you may have, please see our Cookies Practices in Section 10 below.  We do not currently respond to “Do Not Track” signals.

 Information We Collect From Other Sources

We may obtain personal information from other sources, such as our clients, employees, or business partners, or from business contact databases and enrichment services. We may also receive information about you from social media platforms, such as when you interact with us on those platforms or access our social media content. We may collect information about you from publicly available sources, such as public social media profiles, publications, and other websites or materials available through search engines.

We may collect the following categories of information from these other sources:

• Unique Identifiers, such as name, telephone number, postal or e-mail address, social media identifiers, and device and mobile advertising identifiers.

• Professional and Educational Information about your occupation and professional activities, such as professional licenses held, employers, business contact information, or information about your education, such as your degrees, fields of study, institutions attended, languages, professional memberships, qualifications, and certifications.

• User Content you post or make available online, such as your social media posts or publications.

2. How We Use The Information We Collect

We may use the information we collect for the various purposes, including:

• To respond to your inquiries or communications.
• To provide you with our services, including but not limited to billing, credit card processing, payment, scheduling, credit monitoring and general customer service.
• To operate, troubleshoot, and improve the Digital Services.
• To send you newsletters, legal updates, marketing communications, and other information or materials that may interest you about us or our Related Entities.
• To send you text messages or voicemail drops.
• To expand and maintain our list of contacts.
• To manage your online account(s) with our Digital Services and send you technical notices, updates, security alerts, and other administrative messages.
• To understand how people use our services, including by generating and analyzing statistics.
• For Bankruptcy Attorney Directory’s business purposes, including internal administration, data analysis, billing, and detecting, preventing, and responding to actual or potential fraud, illegal activities, or intellectual property infringement.
• To advertise, provide, and assess the effectiveness of our events, promotional campaigns, publications, and services.
• As we believe reasonably necessary or appropriate to comply with our legal obligations, to respond to legal process or requests for information issued by government authorities or other third parties, or to protect your, our, or others’ rights.

We may use anonymous, de-identified, or aggregate information that does not reasonably identify you for any purpose, as permitted by applicable law. 

3. How We May Share the Information We Collect

 Bankruptcy Attorney Directory does not sell your personal information. We also do not share personal information that reasonably identifies you with third party entities for their independent use except when we have your permission, are doing so at your direction, as needed to comply with our legal obligations, as permitted by applicable law, or as otherwise described in this Notice.  However, we may share your personal information among our former, current and future subsidiaries, affiliates, business partners and related entities (whether directly or indirectly related) (collectively, “Related Entities”).

We may also disclose the categories of information we collect to the following categories of recipients in furtherance of the purposes described above:

• Our Related Entities:  We may share information with our Bankruptcy Attorney Directory offices and Related Entities located in jurisdictions around the world for any of the purposes listed in this Privacy Notice (including but not limited to instances in which such Related Entities are acting on behalf of Bankruptcy Attorney Directory or themselves).

• Our service providers:  We may share information with third parties that perform services on our behalf, including but not limited to web-hosting companies, mailing vendors, analytics providers, event hosting services, and information technology providers.

• Law enforcement, government authorities, or third parties with legal rights:  We may share information as may be permitted or required by the laws of any jurisdiction that may apply to us, as provided for under contract, or as we deem reasonably necessary to provide legal services. In these circumstances, we strive to take reasonable efforts to notify you before we disclose information that may reasonably identify you or your organization, unless prior notice is prohibited by applicable law or is not possible or reasonable in the circumstances[A5] .

• Parties in connection with a business transaction:  We may share information with service providers, advisors, potential transactional partners, or other third parties in connection with the consideration, negotiation, or completion of a transaction, including but not limited to transactions in which we are acquired by or merged with another company or we sell, liquidate, or transfer all or a portion of our assets, as well as any bankruptcy or corporate reorganization or other commercial transaction.

• Others with your consent or at your direction, including if we notify you that your information may be shared and you provide such information or if you use Bankruptcy Attorney Directory to interact with a third party.  For example, we may share your name and contact information with a business partner who co-sponsors an event you attend or publication you sign up for or with a social media service if you share or like our content.

We may share anonymous, de-identified, or aggregate information that cannot reasonably identify you with others for any purpose, as permitted by applicable law. Please note that any personal information that you post to a profile, blog, comment section, or forum on our Digital Services or social media pages may be available to other users of those forums or, in some cases, made publicly available.

4. Grounds for Processing Your Information

Certain jurisdictions require businesses such as Bankruptcy Attorney Directory to have legal grounds for processing personal information.

Where applicable law requires us to justify our processing activities, we rely on the following legal grounds: 

• Performance of a contract:  We may need to collect and use your personal information to enter into a contract you or to perform a contract that you have with us. For example, when you use our Digital Services we will use your personal information to respond to your requests and provide you with such services.

• Consent:  Where required to expressly obtain your consent, we will do so. For example, certain jurisdictions require us to obtain your consent to process precise location information. To withdraw your consent to such use, you can contact us via our Contact Us page, or, with respect to precise location information, you may be able to disable the sharing of location information in your browser or mobile application settings. Where required by applicable laws, we will rely on your consent for direct marketing and to collect information from your device or computer.

• Legitimate interests:  We may use your personal information for our legitimate interests to improve our products and services, as well as the content on our Digital Services. Consistent with our legitimate interests and any choices that we offer or consents that may be required under applicable laws, we may use technical information and personal information for our marketing purposes.

• Legal obligation:  We may process personal information as necessary to comply with our legal obligations.

5. Third-Party Services and Content

Our Digital Services may include integrated content or links to content provided by third parties (such as video materials). This Privacy Notice does not address the privacy, security, or other practices of the third parties that provide such content.

Consistent with applicable law, we engage third parties that support the operation of our Digital Services, such as analytics providers. These third parties may track your online activities over time and across different websites and applications. Please see our Cookies Practices in Section 10 below for more information about such third party providers and your choices.

6. Protection and Storage of the Information We Collect

We use commercially reasonable administrative, technical, and physical safeguards designed to comply with applicable legal requirements and safeguard the information that we collect. This includes, when required by law and feasible under the circumstances, attempting to obtain assurances from third parties that may access your personal information (including but not limited to any hosting or other information technology services providers) that they will attempt to protect such information with safeguards designed to provide a level of protection equivalent to those adopted by Bankruptcy Attorney Directory.

 However, no information system can be 100% secure. We cannot guarantee the absolute security of your information. Moreover, we are not responsible for the security of information you transmit to us over networks that we do not control, including the Internet and wireless networks.  Nor are we responsible for the security practices of any third party hosting companies or other information technology services providers.

The Digital Services are controlled and operated by Bankruptcy Attorney Directory from the State of Florida in the United States.  We do not intentionally market our services to clients who permanently reside outside of the United States.  [A7] We may store the information we collect in the United States or in other countries where we or our service providers have facilities (for example, if a services provider stores backup data offshore). We may transfer information to countries outside of your country of residence, which may have data protection laws and regulations that differ from those in the United States. 

7. Your Choices and Rights

Marketing Communications.  If you no longer wish to receive marketing communications from us, you can let us know by contacting us using the information available Contact Us section below. Our digital marketing communications may provide unsubscribe or opt-out mechanisms that allow you to modify your communications preferences. Please note that if you opt-out of marketing communications, we may still contact you with non-promotional communications, such as those about ongoing business relations or administrative messages.

Cookies.  For information about the choices you may have in regard to our use of Cookies, please see our Cookies Practices in Section 10 below.

Geolocation Data.  If you have previously consented to sharing precise geolocation information with our Digital Services, you can choose to stop the collection of this information at any time by changing the preferences on your browser or mobile device settings.

 Push Notifications/Alerts.  If you have permitted one of our mobile applications to send you push notifications or alerts, you can deactivate these messages at any time in the notification settings on your mobile device.

Privacy Rights.  We do not intentionally market to individuals located in the European Union, or otherwise located outside of the United States, and we do not attempt to comply with the EU General Data Protection Regulation.  Nonetheless, you may have certain rights with respect to your personal information, including, for example, the rights to:

• Request access to certain personal information of yours that we process.
• Update or correct your personal information if you believe it is incomplete or inaccurate.
• Erase or delete your personal information, subject to certain exceptions under local law.
• Object to our processing of your personal information or otherwise restrict our processing activities.
• Restrict certain transfers of your personal information to third parties.
• Withdraw your consent to processing, where we base our processing of your personal information on consent.
• Not be denied goods or services for exercising your rights under applicable law.
• Complain to your local supervisory authority.

You can exercise your rights (if applicable) by submitting a request through our Contact Us page or emailing us at [email protected].  

8. How to Contact Us

 We welcome your inquiries and comments.  If you would like to contact us with questions about our privacy, data protection or cookies practices, please contact our data protection officer at [email protected] or send us an email via our Contact Us page.

9. Changes to this Privacy Notice

We may update this Notice periodically, and will revise the date at the top of this Notice to reflect the date when such update occurred.  Any changes to this Notice become effective upon posting.  It is your obligation to routinely check this Notice to determine if any changes may be applicable to you.

10.   Cookies Practices

 Cookies and Online Tracking Technologies

 Web Browser Cookies

 A web browser cookie is a small text file that is sent by a website to your computer or mobile device where it is stored by your web browser. Web browser cookies may store information such as your IP address or other identifier, your browser type, and information about the content you view and interact with on digital services. By storing such information, web browser cookies can remember your preferences and settings for online services and analyze how you use online services.

Tracking Technologies:  Web Beacons/Gifs, Pixels, Page Tags, Script

 Emails, websites and mobile apps may contain small transparent image files or lines of code to record how you interact with them. This information is used to help website and app publishers better analyze and improve their services.

 Tracking Via Mobile Apps

 When you use mobile applications, unique identifiers associated with your device (such as the device ID and IP address), your activity within the App and your network location may be recorded. This information may be used to analyze, improve and customize digital services.

 How We Use Cookies and Tracking Technologies

 We use some cookies and tracking technologies for purposes which are strictly necessary for your use of our Digital Services and for marketing purposes. These may include, for example, cookies which remember your preferences and settings; which remember information that you may enter online (so that it does not have to be re-entered every time you move to another page); or to keep you logged in to portals that we may offer where you wish this to happen.

 We may also use cookies and tracking technologies for other purposes, such as the generation of aggregate statistics about how people use our Digital Services; for error management and troubleshooting; to help you share content with others; to enable you to receive information about other products and services; and to improve your experience of the Digital Services.

 Performance cookies

 Where you have permitted the use of performance cookies, we may use Google Analytics to collect statistical information about how our Digital Services are used. Google Analytics services involve the use of cookies that collect information such as your IP address or other identifiers, browser information, and information about the content you view and interact with to record how you use our Digital Services.

 These analytics services help us to know how many users we have, which parts of our sites are most popular, what browsers are used (so we can maximize compatibility), the country or region where our users are located, and the demographics and interests of our users. This enables us to better understand who is using our Digital Services and to improve how we present content on the Digital Services.

 Google Analytics cookies may retain information for up to two years. For more information about Google Analytics services, please contact Google.

 Functional cookies

 These cookies enable us to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of the Digital Services may not function properly.

 Advertising cookies

 We may give you the option to share content from the Digital Services on social networks or other communications channels. To support this, we may link to third parties that provide content sharing services and who may set cookies or other tracking technologies on your computer or device. The third parties’ use of your information, including their deployment of cookies and tracking technologies, is subject to the third party’s privacy policy—not ours.

 Certain features on the Digital Services, for example embedded videos or podcasts, may be offered by or direct you to third parties when you use the feature. Third parties may obtain information about you when you use such features. The third parties’ use of your information, including their deployment of cookies and tracking technologies, is subject to the third party’s privacy policy—not ours.

 Managing Cookies

 Your Preferences

 When you first visit our Digital Services you will be presented with a banner which offers you a choice about whether to accept or reject cookies or tracking technologies of different types, with the exception of those cookies which are strictly necessary for a particular service.

Managing Cookies and Local Storage on Your Device

If you wish, you can also choose how web browser cookies are handled by your device via your browser settings. Some devices allow you to control this through your device settings. If you choose not to receive cookies at any time, websites may not function properly and certain services will not be provided. Each browser and device is different, so check the settings menu of the browser or device to learn how to change your settings and cookie preferences.